Welcome to Cheque Exchange- Instant Cash Loans & Pay Day Advances, Birkenhead Auckland. Pay day advances, pay day loans, most commercial cheques cashed on the spot also. Your Northshore pay day loan shop! Cheque Exchange is the fastest and easiest way to borrow money Short Term Cash Loans Pay Day Advances no credit checks no assets required $100-$1000 advanced* 45-60 minutes for approval We also cash most cheques on the spot. Business Cheques Company Cheques Government Cheques You will be in and out in 10 minutes!